Dave’s a simple guy with an average lifestyle. He’s also in a financial death spiral. Do you know Dave?
Category: Money Basics
The basics of personal finance seem complex–at first.
But most of the concepts just require a little guidance. That’s what these Money Basics articles provide.
Have a question? Feel free to reach out!
Simple Financial Goals
Attention is expensive. I won’t waste yours—at least not today. If you meet these ten financial goals, you’ll be better for it. That’s it.
A Modest Student Loan Proposal
My student loan proposal: if Uncle Sam helps with interest payments, then solving the student loan crisis becomes significantly more attainable.
How Much Is Your Time Worth?
Each hour you work takes away from your free time. How do we change the value of our time as we use more and more of it?
Will Credit Repair Companies Actually Boost my Score?
If you’ve ever listened to terrestrial radio or watched late-night television, chances are you heard or seen an ad for credit repair companies. Do they actually work?
What’s Next?
In times of turmoil, it helps to understand what’s next. Hold on to long-term optimism, but face the present reality one day at a time.
A Wintry Emergency Fund Anecdote
We had a chilly experience in winter 2020. But thankfully, our emergency fund helped eliminate any stress from an otherwise bleak scenario.
Personal finance unknowns: what you don’t know can hurt you
We all know our rent or car payment or how much we spend on groceries. But it’s the personal finance unknowns that lead to the most negative outcomes.
Net Worth Targets by Age
Are you on track to meet your goals? Understanding your net worth targets by age will help you plan for your (and your loved ones’) future.
What if your debt was like the U.S. debt?
The U.S. is in debt. But to give it perspective, let’s look at how the U.S. debt compares to the mortgages and student loans that you and I hold.