cost of debt

The Cost of Debt

Interest, terms, principles. Just give it to me straight:

What is the cost of debt?

no free time

For Folks with no Free Time

If you focus on identifying the best opportunities to affect your personal finance, you can profoundly improve your life without wasting time. And those best opportunities are…?

savings plan

The Habit of Saving

Telling people to “save more money” is empty advice. How? What’s the first step?

Today, Ben Franklin helps us define a real, simple, executable plan.

How experts budget

How Experts Budget: The Best Interest Budget Survey

Are you worried that your budget—or lack thereof—is damaging your financial health? Over a dozen other financial writers contributed to this week’s deep dive into budgets.

All the contributors share one vital beneficial behavior.

Christmas in July. Budget. Santa.

Predicting the Future with Startling Accuracy

Christmas is coming. I know it, you know it, the stock clerks at Target certainly know it. While some people are currently celebrating Christmas in July with sunshine and sandals on, my mind is on Christmas for slightly different reasons. How…

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Slacking Off

We want to be tight, efficient. Why should we waste time on slack?