what's next

What’s Next?

In times of turmoil, it helps to understand what’s next. Hold on to long-term optimism, but face the present reality one day at a time.

winter emergency fund

A Wintry Emergency Fund Anecdote

We had a chilly experience in winter 2020. But thankfully, our emergency fund helped eliminate any stress from an otherwise bleak scenario.

US debt

What if your debt was like the U.S. debt?

The U.S. is in debt. But to give it perspective, let’s look at how the U.S. debt compares to the mortgages and student loans that you and I hold.

cost of debt

The Cost of Debt

Interest, terms, principles. Just give it to me straight:

What is the cost of debt?

savings plan

The Habit of Saving

Telling people to “save more money” is empty advice. How? What’s the first step?

Today, Ben Franklin helps us define a real, simple, executable plan.

How experts budget

How Experts Budget: The Best Interest Budget Survey

Are you worried that your budget—or lack thereof—is damaging your financial health? Over a dozen other financial writers contributed to this week’s deep dive into budgets.

All the contributors share one vital beneficial behavior.