Net Worth, Projects, and Dogs – Update Q4 2022
Another quarter in the books! Every three months, I’ll be taking a look at my personal finances, recent news from The Best Interest, and more dog pictures.
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Money Basics
The basics of personal finance seem complex–at first.
But most of the concepts just require a little guidance. That’s what these Money Basics articles provide.
Have a question? Feel free to reach out!
9 Scientific Facts to Improve Your Finances
I want to describe nine scientific facts that can help you achieve your personal finance goals in 2023. I hope you employ some of these ideas, because the science is true (whether you believe in it or not).
Of Mopeds and Murmurations
The traffic flow in Hanoi is an insane Wild West. But here’s a financial idea much easier than walking out in front of traffic…
JUMP!
Some jumps are so high – and potentially devastating – that insurance provides a true de-risking. Other jumps are so shallow that we can “insure” them using our emergency fund and monthly cash flow.
Net Worth, Projects, and Dogs – Update Q3 2022
Another quarter in the books! Every three months, I’ll be taking a look at my personal finances, recent news from The Best Interest, and more dog pictures.
The “Debt Avalanche” Always Wins
What’s the best way to pay off debt? Use the “avalanche” method. Always.
Gardeners and Diners
This will piss off some advisors, but not everyone needs professional financial help. Here’s the analogy I use to explain it.
Using NPV to Analyze Mortgages
A nitty-gritty math-based article to help you value future dollars in today’s terms.
Teachers Are Getting Taken Advantage Of
Educators are getting taken advantage of. They have amazing benefits, like summers off and pensions. But their investing world is the opposite of amazing. It’s infamously predatory. Their 403b programs introduce them to suboptimal advisors who too often guide teachers into poor investments.
Bucket Your Money
An easy way to level up your finances is to bucket your money. It’s a mental accounting trick that helps both your objective financial plan and your subjective financial mindset.