What Long-Term Stock Returns Should I Assume in My Plan?
People in the retirement planning community (especially online) do not have the right mental models long-term stock market returns.
People in the retirement planning community (especially online) do not have the right mental models long-term stock market returns.
When you receive a windfall, careful planning and mindful decision-making can help you maximize its positive impact on your life.
If you use the 4% rule to plan your retirement, are you exposing yourself to too much risk? Or not enough?
Let’s talk about your financial plan. Have you identified all of the important pieces, and do you understand how they all fit together?
What did this couple get right to become millionaires in their mid-30s? It might be simpler than you think.
How much money can you actually save through smart financial planning questions? A lot more than most people think.
Debt might be slowly constricting the life out of your financial plan. Here’s what you need to be aware to fight back.
We can argue over 70% or 80% stocks, but I have a more important question: will you panic during the next (very real) market crash?
I care about long periods and large compounded returns over those periods. The odds are clearly in the investor’s favor when looking at those time scales.
We should be just as respectful of the omnipresent risks today as we would be during the middle of a stock market correction or even at the bottom of a market crash.