Blog

How do early retirees tap into their various accounts and fund their early retirement without undue tax or penalties?

You might be unaware of the giant ripples created when you adjust your assumed longevity in your financial plan.

I’m excited to share that I’ve joined one of the fastest-growing, most forward-thinking independent financial planning firms in Upstate NY. 

Reader Doug wrote to me this week: Any thoughts on using one of the ‘Big Three’ as a financial advisor.  Fidelity, Schwab and Vanguard have… Read More »Using Fidelity, Schwab, or Vanguard as Your Advisor?

Do you (or your advisor) have skill at making macroeconomic bets? If not, then home-country bias is an unrewarded active risk.

By electing this withholding choice, you are using qualified Roth IRA dollars to pay your taxes. That could probably be the end of the article… Read More »Do *Not* Withhold Taxes from Your Roth Conversions