Attention is expensive. I won’t waste yours—at least not today. If you strive for these ten financial goals, your life will improve. It’s a simple guarantee.
In debt? Make a payoff plan. Debt is a monkey sitting on your chest, stealing your hard-earned
Track your progress. Use comparisons to your advantage e.g. average net worth by age. Are you where you want to be?
Some spending fulfills you. Some does not. Maximize the former and minimize the latter. Consider the fulfillment curve.
Plan for the foreseeable future. The next car, next house, college education, etc. You know next Christmas is coming—plan for it now.
Give more, especially in utilitarian ways.
Goals are great, but make sure you enjoy the journey. Don’t hike the mountain only to check it off the list.
Turn financial behaviors into permanent habits. I have a YNAB habit. I have an investing habit. These behaviors are “inside my circle.”
That’s it. Ten financial goals you can start on today. Did I miss something obvious? Let me know below.
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**Note: you and I both get a free month of YNAB if you end up signing yourself (or someone else) up with the link above. No extra cost to anyone involved. You get a 34-day trial, and then an additional free month. That’s two months to figure out if you like it.