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Money Basics

The basics of personal finance seem complex–at first.

But most of the concepts just require a little guidance. That’s what these Money Basics articles provide.

Have a question? Feel free to reach out!

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Down In A Hole

We talked through various options. Spend this, invest that, etc. Without much prompting, the reader said, “Well I’m in a $50,000 hole. Shouldn’t I fill that in before doing anything else?”

ethnic businessman shaking hand of applicant in office

Raises, Negotiations, and $67,000

I negotiated a raise at work 30 months ago. And because of that raise, my net worth is now $67,000 higher than it otherwise would have been. Time to answer some questions about how it all worked.