retirement

Is the “4% Rule” Too Risky?

If you use the 4% rule to plan your retirement, are you exposing yourself to too much risk? Or not enough?

What if you take Social Security at age 62 and achieve amazing investing returns? Does the math work in our favor?

Rebalancing is an important part of portfolio management. But we need to understand if it’s always necessary…

Let’s discuss the proper way to account for inflation in retirement and FIRE planning. I lurk in some online personal finance forums, and what I… Read More »Accounting for Inflation in Retirement and FIRE Planning

Let’s cover a basic concept that will shave years—if not decades—off your retirement date.

The 4% rule is the most popular shorthand in retirement planning. And you’re probably using it wrong.