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Investing & Retirement

Should you be hand-picking stocks? Timing the market? Or taking the “lazy portfolio” way out?

Investing and Retirement are complicated and consequential topics. The articles below address these complex ideas.

I hope you enjoy them! And let me know what other questions you’d like me to dig into.

ocean wave at blue hour

Rogue Waves, Rogue Markets

Until 1984, the sailing world dismissed the existence of “rogue waves.” Oops. It’s an interesting story, and relates to an important lesson about today’s stock market.

cute siblings resting in green garden

Gardeners and Diners

This will piss off some advisors, but not everyone needs professional financial help. Here’s the analogy I use to explain it.

teacher teaching students about geography using a globe

Teachers Are Getting Taken Advantage Of

Educators are getting taken advantage of. They have amazing benefits, like summers off and pensions. But their investing world is the opposite of amazing. It’s infamously predatory. Their 403b programs introduce them to suboptimal advisors who too often guide teachers into poor investments.