How Many Budget Categories Should You Have?

One of the core tenets of financial literacy is keeping a tidy budget. But a common question in creating a budget is how many budget categories are required?

change in ten years

A Lot Can Change in Ten Years

We overestimate the change that occurs in the next two years and underestimate the change that will occur in the next ten.

what's next

What’s Next?

In times of turmoil, it helps to understand what’s next. Hold on to long-term optimism, but face the present reality one day at a time.

How experts budget

Budget Basics: 9 Experts Chime In

Are you worried that your budget—or lack thereof—is damaging your financial health? Over a dozen other financial writers contributed to this week’s deep dive into budgets.

All the contributors share one vital beneficial behavior.

Christmas in July. Budget. Santa.

Predicting the Future with Startling Accuracy

Christmas is coming. I know it, you know it, the stock clerks at Target certainly know it. While some people are currently celebrating Christmas in July with sunshine and sandals on, my mind is on Christmas for slightly different reasons. How…

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Every. Single. Dollar.

What are the best (and worst) ways to budget and track your spending?