Risk Posture

“If I compared 1000 401(k) maximizers against 1000 degenerate gamblers, which group would have a better financial outcomes?”

Their risk posture is key.

The Cost of Debt

cost of debt

Interest, terms, principles. Just give it to me straight:

What is the cost of debt?

Are my investments good?

good investments

Today we’re starting with a common question, and we’re going to answer it from a few different points of view. College student Cesar asked me, “Jesse, take a look at my investments. Do you think they’re good?” Sounds simple enough:…

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For Folks with no Free Time

no free time

If you focus on identifying the best opportunities to affect your personal finance, you can profoundly improve your life without wasting time. And those best opportunities are…?

The Habit of Saving

savings plan

Telling people to “save more money” is empty advice. How? What’s the first step?

Today, Ben Franklin helps us define a real, simple, executable plan.

How Experts Budget: The Best Interest Budget Survey

How experts budget

Are you worried that your budget—or lack thereof—is damaging your financial health? Over a dozen other financial writers contributed to this week’s deep dive into budgets.

All the contributors share one vital beneficial behavior.