I see questions like this all the time:
- “I have leftovers from my paycheck…what smart things should I do?”
- “Should I pay down debt? Or invest? And what about saving for a house?”
- “I got a big bonus at work!! But…what should I do with the money?”
We all wonder what we should be doing with our money. Thankfully, there’s a clear answer.
Use “The Financial Order of Operations!”

That’s why I put this document together.
It has detailed explanations and a flowchart to visualize the order of operations for personal finance.
It’s helped me immensely in my personal finance journey.
And I think it’ll help you too.
