The Near-Zero Benefit from Timing the Market
Can I contribute cash and then wait to invest once the market hits its bottom? You can. But it’s not a smart idea.
Blog
Discipline and Focus
I am amazed (but mostly frustrated) at my ability to do childish things. Too many cookies. Too much TV. Not enough exercise. You get it. And you’re probably in the same boat. But I know human brains—your brain, my brain—can change. They can improve, whether in finances, diet, exercise, or another arena.
Streaks and Skill
My thoughts on investing have shifted over the years. New ideas consistently challenge me and force me to question my assumptions. The biggest: is there skill in investing?
“You Just Go”
When you get the opportunity to see your best friends and family, you don’t want to miss it. You don’t want to miss them. You just go.
It Feels Bad
The economic world feels bad right now. But times like these—and your reactions to them—make all the difference.
Dumb Luck
There are exactly two things that determine how our lives turn out…
Yes, Finances Complicate Relationships
It was an important reminder that finances complicate relationships. And if it can happen to us, maybe it can happen to you. It’s a lesson worth learning.
Path Dependence: A Lesson for New Investors
The path to a result is as important as the result itself. It makes a world of difference to new investors.
Everything Matters. Nothing Matters.
Spend all your money. Nothing matters. Save all your money. Everything matters. Existentialism meets personal finance.
11 Basic Financial Tips to Get You Started
I get it. Some of you are here for the basics. My forays into niche topics don’t interest you. Stablecoins? Market psychology? Dividend stocks? Who cares?! So here are the 11 basic financial tips to get you started.