Too Much Risk? The 6 Components of Behavioral Loss Tolerance
What are the six components of “behavioral loss tolerance,” and where do you stand as an investor?
The Best Interest » Archives for 2025 »
2025
Even Multi-Millionaires Can’t Get This Basic Idea Right
I suppose a lot of this comes down to how much “wonderful” you want, and where you’re willing to sacrifice for your “wonderful.”
0% Capital Gains vs. Roth Conversions: How to Optimize in Your Financial Plan?
If I have limited space in my financial plan, am I better off paying 0% capital gains or doing low-tax Roth conversions?
RMDs + Sequence Risk = Retirement Destruction?
Do required minimum distributions (RMDs) have a destructive synergy with the sequence of returns risk? Can this combo “sink your boat?”
Stocks For Wealth, Bonds for Sanity
This is why we own both stocks and bonds. They serve simple, important, and drastically different purposes.
Why I Don’t Offer Hourly Financial Planning
“I’d gladly pay you $150 or $200 per hour for a few hours of your time. I’m curious why you don’t work hourly?”