Too Much in 401(k) and Tax-Deferred Accounts?
401(k) accounts are ubiquitous. It’s common to see large 401k balances. But is there such a thing as “too big” a pre-tax bucket?
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Jesse Cramer
Jesse Cramer created The Best Interest to explain personal finance and investing in simple terms. His writing has been featured by CNBC, MSN, The Motley Fool, and other national publications. He resides in Rochester, NY with his wife and their dog, where he works in wealth management. Follow Jesse on Twitter: @BestInterest_JC
Too Much Risk? The 6 Components of Behavioral Loss Tolerance
What are the six components of “behavioral loss tolerance,” and where do you stand as an investor?
Even Multi-Millionaires Can’t Get This Basic Idea Right
I suppose a lot of this comes down to how much “wonderful” you want, and where you’re willing to sacrifice for your “wonderful.”
Capital Gains Harvesting at 0% vs. Roth Conversions: How to Optimize in Your Financial Plan?
If I have limited space in my financial plan, am I better off paying 0% capital gains or doing low-tax Roth conversions?
RMDs + Sequence Risk = Retirement Destruction?
Do required minimum distributions (RMDs) have a destructive synergy with the sequence of returns risk? Can this combo “sink your boat?”
Stocks For Wealth, Bonds for Sanity
This is why we own both stocks and bonds. They serve simple, important, and drastically different purposes.