When *Not* To Rebalance?
Rebalancing is an important part of portfolio management. But we need to understand if it’s always necessary…
The Best Interest »
2024
An Offer You Can’t Refuse
When investments are too guaranteed, their returns (quite literally) must be small. This is a fundamental truth of investing.
Danny Kahneman’s Best Idea
We need to face reality. You’re in trouble if losses cause you to overreact or make big mistakes at the worst possible moments.
Valuing Social Security as an Asset in Your Retirement Plan
People make a huge mistake when they overlook the amazing value that Social Security plays in a long-term retirement plan.
50 Shades of Passive Investing
The problem I want to highlight today is the investor who thinks, “I’m all passive, therefore I’m all set.”
Financial Flexibility
My friend’s daughter (~21 years old) just bought her first car. It was a big financial move, and she had lots of options. For better… Read More »Financial Flexibility
Return on Sleeplessness
We’ve all heard the concept of “return on investment”. But what about “return on sleeplessness?”
You Can’t Control The Waves…
“You can’t control the waves, but you can learn to surf.” Investors needs to learn to “surf” whatever the market throws at them.
Dear Parents: Follow The 50/50 Rule for College Saving
After a few real-life conversations and my running the math, I’ve decided that a “50/50” rule for college saving achieves the best of both worlds.… Read More »Dear Parents: Follow The 50/50 Rule for College Saving
“Boring” Money Topics That I Find Fun
I didn’t know how to pronounce Les Miserables until 2017. Now I know all the songs. My wife bought us tickets to the show for… Read More »“Boring” Money Topics That I Find Fun