To make life easier for my fans, I’ve consolidated all my “Ask Me Anything” (AMA) episodes in one spot.
Episode 81 – AMA #1
Episode 86 – AMA #2
Key Timestamps:
(00:00) – Introduction
(01:49) – Question 1: Social Security and Survivor Benefits Explained
(09:46) – Question 2: Financial Planning for Retirement and Mortgages
(19:34) – Question 3: Understanding Compound Growth vs. Compound Interest
(25:49) – Question 4: Dan’s Retirement Strategy
(27:59) – Evaluating Risks in Retirement
(32:51) – Question 5: Amy’s Annuity Question
(36:29) – Comparing Life Insurance and Annuities
(42:46) – Immediate Fixed Annuities
(47:08) – Conclusion and Final Thoughts
Episode 90 – AMA #3
Key Timestamps:
(00:00) – Introduction and Featured Review
(01:47) – Question 1: Family History and Social Security
(12:54) – Question 2: ESPPs and Taxes
(21:21) – Question 3: Investment Diversification
(29:06) – Question 4: IRMAA and Lookback Periods
(37:41) – Question 5: What to Ask Potential Advisors
(45:57) – Question 6: Lifestyle Transitions to Retirement
Episode 95 – AMA #4
Key Timestamps:
(00:00) – Review of the Week
(01:15) – Question 1: Portfolio Rebalancing
(10:45) – Question 2: Understanding Bond Performance
(20:29) – The Role of Bonds in Inflation
(25:59) – Question 3: Social Security and Investment Strategy
(29:37) – Understanding Risk-Adjusted Returns
(30:32) – Comparing Social Security to Risk-Free Investments
(32:37) – Potential Downsides of Early Social Security Collection
(37:39) – Question 4: Lucas’s Taxable Brokerage Account Strategy
(50:38) – Question 5: Chris’s Financial Advisor Dilemma
Episode 99 – AMA #5
Key Timestamps:
(02:17) Question 1: What Does It Mean to Be Rich?
(09:11) Question 2: Concerns About 529 College Savings Plans
(16:57) Question 3: Roth Conversions and Tax Savings
(23:50) Question 4: Evaluating Bond Performance and Diversification
(31:23) Question 5: The Buy, Borrow, Die Strategy
Episode 104 – AMA #6
Key Timestamps:
(00:00) Introduction to Personal Finance for Long-term Investors
(01:40) Question 1: California Wildfires and Financial Planning
(06:57) Government Intervention in Insurance
(13:21) Question 2: Treasuries, CDs, and High Yield Savings Accounts
(21:09) Question 3: Tax-Free Retirement Strategies
(29:46) Question 4: Retirement Planning with Part-Time Work
(33:49) Pros and Cons of Realizing Capital Gains
(36:06) Question 5: Federal Government Pension Dilemma
(42:33) Career Change Risks and Rewards
(48:46) Question 6: Bonds vs. Bond Funds